Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Dumps Questions Answers

Comprehensive and Detailed Step by Step Explanation:The Maryland Insurance Administration (MIA) has sole authority to regulate, suspend, or revoke an insurance producer’s license for violations of state insurance laws:

Maryland Insurance Administration (C):Correct. The MIA oversees producer licensing, compliance, and disciplinary actions.

Appointing insurer (A):Can terminate an appointment but cannot revoke a license.

Continuing education provider (B):Only offers training and has no regulatory authority.

Attorney General (D):Handles legal actions but does not directly manage licensing.

References:Maryland Insurance Article §10-126, Producer Regulation Guidelines, COMAR 31.03.13.

Medigap marketing materials (Insurance Article, § 15-912) require MIA approval, except for government publications (e.g., CMS’s “Medicare & You”), which are exempt as official federal resources. Insurer-approved ads still need state review.

References:Maryland Insurance Article, § 15-912; MIA Medigap advertising rules.

Maryland HMOs (Health-General Article, § 19-701) must provide basic health services like routine physicals, well-child care, and emergency services. Dental and vision care, however, are not required unless specified as supplemental benefits. State law mandates pediatric care but excludes routine dental and vision from standard HMO coverage unless the plan explicitly includes them.

References:Maryland Health-General Article, § 19-701; Insurance Article, § 15-1201; MIA HMO guidelines.